Savings Plans

To all my friends where ever you are-

With all this turmoil about various funds and markets going up and down, I believe it's time for a little humor. Listen to this.

There is this guy on a bicycle going down the street in his neighborhood, when he sees a for sale sign on a 2 flat building. He turns his bike around and stops to see the owner of the building. He inquires about the price, and he is told it is $100,000.00. He answers that he will buy it, and that he will be right back with the money. He leaves, and a short time later he is back on his bicycle carrying a mattress on his back. He brings the mattress into the house, they start to count the money. The owner says "Hey, there's only $80,ooo.oo in here." The man says,"Shucks, I brought the wrong mattress."

So all of you, remember to bring the right mattress.

So long,
Dr. Ray